PARTNER · 02
Estate + M&A Attorneys
PARTNER · 03
Lenders + Bankers
PARTNER · 04
IB + Wealth Advisors
FOR CPA FIRMS
Every Tax Strategy Report™ lands
on your desk.
Every HLP TSR™, EPR™, and ExR™ ends with a specialist-routing block. Partner firms receive first-look referrals on entity-election work, quarterly-planning conversions, and pre-liquidity structuring — before the client shops around.
VALUE · 01
Pre-Qualified Referrals
Every referral comes with a completed 16-dimension Tax Strategy diagnostic already showing S-Corp elections, defined-benefit plans, cost-seg opportunities, and § 1202 posture. You don't diagnose — you execute.
VALUE · 02
Coordination Handoff
HLP produces the coordination brief between you and the client's attorney, banker, and advisor. You focus on tax execution — HLP owns the coordination overhead.
VALUE · 03
Client Preparation
Clients arrive at your first meeting with a Report™ they've read, questions written, and documents pre-organized. First-meeting productivity 3-5×.
MOU · CPA REFERRAL FRAMEWORK
The partnership terms.
Referral Direction
Bi-directional. HLP refers Report™-routed clients to partner CPA firms. Partner CPA firms refer clients needing coordination beyond their scope back to HLP.
Compensation
No revenue share. No referral fees. Each party bills the client independently for their own services under their own agreements. Full regulatory cleanliness for CPA independence rules.
Referral Cadence
Quarterly all-hands between HLP Capital Advisory and partner firm's client-services leadership. Report-quality feedback loop maintained.
Report Format
Partner firm receives the client's TSR™ / EPR™ / ExR™ Report as a signed PDF at the client's authorization — with client identity and specific moves highlighted for immediate action.
Exit
30-day written notice, no penalty. MOU is not exclusive.
COMPLIANCE POSTURE
HLP Capital Advisory does not provide tax advice, prepare returns, or represent clients before the IRS. All regulated tax work flows through the licensed CPA firm. HLP's coordination role does not create AICPA independence-rule violations. Partner firms retain full independence from HLP for audit engagements.
FOR ESTATE + M&A ATTORNEYS
Clients arrive informed,
documents pre-organized.
HLP's EPR™ and ExR™ Reports™ produce document inventories, beneficiary audits, trust-funding status, and coordination gaps before the first attorney meeting. Partner attorneys receive high-intent, high-preparation referrals.
VALUE · 01
Document-Ready Clients
Every referred client arrives with completed estate-document inventory, beneficiary review, and gap register. Your billable time shifts from discovery to drafting.
VALUE · 02
Cross-Discipline Coordination
HLP coordinates between you, the client's CPA, and their financial advisor. You focus on legal counsel — coordination overhead lives with HLP.
VALUE · 03
Exit Pipeline Deal Flow
HLP's ExR™ (Exit Readiness) and MAR™ (M&A Readiness) Reports route directly to partner M&A attorneys. Clients enter your practice already inside a 12-24 month engagement window.
MOU · ATTORNEY REFERRAL FRAMEWORK
The partnership terms.
Referral Direction
Bi-directional. HLP refers clients whose Reports™ surface estate or transaction work. Partner attorneys refer clients needing coordination layer back to HLP.
Compensation
No revenue share. No referral fees. Independent billing. Clean under ABA Model Rule 7.2 for professional referral relationships.
Attorney-Client Privilege
HLP does not receive privileged communications. Client-attorney matters remain confidential to the attorney. HLP receives only what the client authorizes for coordination purposes.
Referral Cadence
Quarterly all-hands. Client-outcome feedback maintained.
Exit
30-day written notice, no penalty. Non-exclusive.
COMPLIANCE POSTURE
HLP Capital Advisory does not practice law, provide legal advice, draft legal documents, or represent clients. All regulated legal work flows through licensed attorneys. HLP's coordination role does not create UPL (unauthorized practice of law) exposure for partner firms.
FOR LENDERS + PRIVATE BANKERS
Underwriting-ready
capital-package flow.
HLP's ICR™ (Institutional Capital Readiness) scores every business file across 20 dimensions and classifies fit across 13 capital categories. Partner lenders receive files matched to their capital box — with tax returns, financial statements, and lien profile already assembled.
VALUE · 01
Pre-Sorted Deal Flow
Every borrower referred by HLP has been scored against your specific capital category — SBA · bank LOC · term loan · equipment · ABL · CRE. You receive only files that match your box.
VALUE · 02
Diligence-Ready Files
Tax returns, financial statements, bank statements, debt schedule, UCC filings, and personal guarantor profile pre-assembled per your underwriting workbook. Application-to-approval cycle 40-60% faster.
VALUE · 03
Higher Approval Rates
HLP filters out unqualified borrowers upstream. Partner-lender approval rates on referred files run 3-5× higher than open-market applications.
MOU · LENDER REFERRAL FRAMEWORK
The partnership terms.
Referral Direction
HLP refers ICR™-classified borrowers into partner lenders whose capital categories match the borrower's profile. Partner lenders refer credit-declined borrowers back to HLP for readiness work.
Compensation
No referral fees. No paid-referral relationships. HLP does not act as a loan broker and does not require broker licensure. Independent client relationships throughout.
Capital Category Coverage
Each partner lender designates their active capital categories (SBA, term, ABL, CRE, etc.) and target ticket size. HLP routes only matches within those constraints.
Referral Cadence
Monthly deal-flow review with partner lender's originations lead.
Exit
30-day written notice, no penalty. Non-exclusive.
COMPLIANCE POSTURE
HLP does not originate loans, negotiate loan terms, act as a loan broker, or provide credit advice under Reg B or ECOA. HLP is a coordination and diagnostic firm. Partner lenders make all credit decisions independently under their own regulatory frameworks (OCC, FDIC, state banking, or CFPB as applicable).
FOR INVESTMENT BANKERS + WEALTH ADVISORS
Exit-ready and
post-close capital deployment.
HLP's ExR™ produces exit-ready sellers 12-24 months before market. HLP's PBR™ and FOR™ produce post-liquidity households ready for private wealth mandates. Partner IBs and RIAs receive coordinated deal flow at both ends.
VALUE · 01
Pre-Market Sellers
ExR™ Reports produce sellers with clean books, reduced owner-dependency, and completed pre-diligence — 12-24 months before your typical engagement window. You engage earlier, sell better.
VALUE · 02
Post-Liquidity Wealth Handoff
Sellers coming through HLP arrive post-close with concentration-unwind sequenced, tax structure locked, and PBR™ or FOR™ classification identifying your firm as institutional fit.
VALUE · 03
Acquirer Deal Flow (MAR™)
HLP's MAR™ Reports surface qualified acquirers with committed capital, formed vehicles, and defined thesis. IBs receive buy-side and sell-side flow from a single coordination source.
MOU · IB + RIA REFERRAL FRAMEWORK
The partnership terms.
Referral Direction
HLP refers ExR™-ready sellers, MAR™-ready acquirers, and PBR™/FOR™-classified households to partner IBs and RIAs. Partners refer clients needing pre-market or post-close coordination back to HLP.
Compensation
No revenue share. No referral fees. HLP does not receive compensation contingent on securities transactions — clean under Reg BI and SEC investment-adviser rules.
SEC / FINRA Posture
HLP is not a registered investment adviser and does not provide investment advice about securities. All regulated advice flows through partner RIAs. HLP does not act as a placement agent or solicit securities transactions.
Referral Cadence
Quarterly deal-flow review. Client-outcome tracking maintained.
Exit
30-day written notice, no penalty. Non-exclusive.
COMPLIANCE POSTURE
HLP Capital Advisory is not a registered investment adviser, broker-dealer, or securities placement agent. HLP does not provide investment advice, recommend securities, negotiate transactions, or receive compensation contingent on transactions. All regulated advice flows through licensed IBs (FINRA Series 79 required) and RIAs (SEC/state-registered).
HOW THE LOOP WORKS
The referral flow.
01 · PROSPECT → Business owner, founder, or household completes an HLP diagnostic
↓
02 · DIAGNOSTIC → 15-20 min voice-enabled Report™ · auto-scored · Chekelah reviews personally
↓
03 · REPORT → Signed PDF within 48 hours · names specialist gaps by discipline
↓
04 · ROUTE → HLP introduces client to partner firm matched to each surfaced gap
↓
05 · ENGAGEMENT → Partner firm engages under own agreement · HLP maintains coordination layer
↓
06 · FEEDBACK → Quarterly all-hands · outcome tracking · MOU refinement
◉ APPLY TO PARTNER
Ready to be the specialist HLP names?
DFW-based professional-services firms with 5+ years of practice, active regulatory standing, and a proactive-planning orientation are invited to apply. Chekelah personally reviews every application within 10 business days.
Email partners@hlpcredit.com →